FINRA 2266: SIPC information is an opening and annual communication duty
The rule specifies written information, contact details and delivery timing. A familiar protection logo does not demonstrate that the required notice reached a customer.
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WFN QUICK BRIEF · UNDER 1 MIN
The short version
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What the primary record establishes
FINRA Rule 2266 generally requires covered members to tell new customers in writing at account opening that SIPC information, including its brochure, is available by contacting SIPC. They must provide its website and telephone number. FINRA Rule 2266 ↗
What the distinction changes
That allocation can prevent duplicate administration, but it needs a clear operational owner. Two organizations each assuming the other sent the notice leaves a delivery gap.
What to check before drawing a conclusion
The rule states exclusions, including certain nonmembers and firms dealing exclusively in ineligible investments. A process should check applicability before applying a universal template.
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Original WFN vector illustrationWFN · 28 October 2026
Editorial noteSource-based explanation with original WFN analysis. Historical records retain their dates; numerical examples are illustrative. The original vector illustration is conceptual and is not documentary evidence.
WFN REALITY LEDGER
What is on the record?
Primary-source explainer
Primary-source explainer
Primary record / reference periodExisting SIPC information-delivery rule
The linked source supports the documented record; WFN interpretation and illustrative examples are separate.
The rule specifies written information, contact details and delivery timing. A familiar protection logo does not demonstrate that the required notice reached a customer.
01 · VERIFIED RECORD
What the primary record establishes
FINRA Rule 2266 generally requires covered members to tell new customers in writing at account opening that SIPC information, including its brochure, is available by contacting SIPC. They must provide its website and telephone number. FINRA Rule 2266 ↗
The same information must reach customers in writing at least annually. Where introducing and clearing firms service an account, the rule allows allocation of these requirements to one firm. FINRA Rule 2266 ↗
02 · WFN EDITORIAL ANALYSIS
What the distinction changes
That allocation can prevent duplicate administration, but it needs a clear operational owner. Two organizations each assuming the other sent the notice leaves a delivery gap.
The communication requirement and the scope of protection are separate questions. Receiving a notice is not an independent promise that every asset or loss is protected.
03 · REVIEW POINTS
What to check before drawing a conclusion
The rule states exclusions, including certain nonmembers and firms dealing exclusively in ineligible investments. A process should check applicability before applying a universal template.
This existing obligation is best reviewed through current content, delivery timing and retained evidence. A website badge or an internal policy title alone cannot establish completion of a customer-specific communication process.
