Fiat acceptance with crypto settlement
i-pay.io describes its service as payment facilitation for high-risk merchants, including forex brokers, prop firms and iGaming businesses. It connects merchants with card, digital-wallet and selected bank-transfer payment methods; accepted fiat is then routed through third-party providers for conversion and settlement in USDT or USDC on Polygon.
Payment flows and integration tools
The published service and API documentation describe a payment workflow built around:
- Card payments, Apple Pay, Google Pay and selected local bank transfers, depending on market availability
- USDT/USDC settlement to a merchant-designated Polygon wallet after third-party processing
- REST API payment URLs for checkout or deposit flows
- HTTP POST callbacks to report payment status to the merchant system
- A merchant dashboard for setup and transaction monitoring
- Merchant KYB review, with end-customer verification and fiat processing handled by third parties
Country coverage, eligible business types, payment methods, transaction completion and fees depend on merchant approval, local rules and third-party providers. Confirm current conditions before integration. See the official API documentation ↗ for setup and callbacks.
i-pay.io’s Terms, last updated 7 September 2026, describe the company as a facilitator—not a financial institution, payment provider or wallet operator. The Terms say third parties perform end-customer verification, fiat processing and crypto conversion, and that i-pay.io does not receive customer fiat or hold merchant balances. Review the current Terms & Conditions ↗ and verify provider, jurisdiction, eligibility and fee details directly.